A grey outdoor HVAC unit mounted on a concrete pad beside the beige-sided exterior wall of a suburban house.

Heat pump vs Furnace in Pueblo County, Colorado

When a heat pump makes sense

A heat pump makes sense if you want air conditioning as part of the same system and you're set on staying electric. Look for a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward what Pueblo County sees on winter nights. Even then, expect to pay more to heat your home than a gas furnace would cost at Colorado gas prices.

When a furnace makes sense

A furnace is the right call for most homes here, given winter nights averaging 19°F from December through February and eight months of the year needing heat. Natural gas costs at least 35% less than a heat pump to run at Colorado prices, and a furnace doesn't lose output in the cold the way a standard heat pump can. If you don't need air conditioning from the same system, there's little reason to pay more to heat with electricity.

When a heat pump makes sense

A heat pump makes sense if you want air conditioning as part of the same system and you're set on staying electric. Look for a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward what Pueblo County sees on winter nights. Even then, expect to pay more to heat your home than a gas furnace would cost at Colorado gas prices.

When a furnace makes sense

A furnace is the right call for most homes here, given winter nights averaging 19°F from December through February and eight months of the year needing heat. Natural gas costs at least 35% less than a heat pump to run at Colorado prices, and a furnace doesn't lose output in the cold the way a standard heat pump can. If you don't need air conditioning from the same system, there's little reason to pay more to heat with electricity.

An outdoor heat pump unit mounted on a concrete pad beside a house with beige siding and a landscaped garden bed.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement interior featuring a large metal furnace unit, exposed ceiling joists, concrete walls, and scattered boxes and cables on the floor.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Pueblo County.

Winter nights here average 19°F, and gas heat costs at least 35% less than a heat pump to run at that temperature.

At least 35% lessto heat with natural gas than with a heat pump, at Colorado prices
19°Faverage winter low
76%of homes here heat with gas

If your home has no gas line to work with, a cold-climate heat pump will still heat it through those 19°F nights and cool it come summer.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 35% less to run
What it doesHeats and coolsHeats only
Homes in the Mountain West that heat with one9.1%69.6%
Handles a 19°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want air conditioning as part of the same system and you're set on staying electric. Look for a cold-climate model, since standard heat pumps lose heating power once temperatures drop toward what Pueblo County sees on winter nights. Even then, expect to pay more to heat your home than a gas furnace would cost at Colorado gas prices.

When a furnace makes sense

A furnace is the right call for most homes here, given winter nights averaging 19°F from December through February and eight months of the year needing heat. Natural gas costs at least 35% less than a heat pump to run at Colorado prices, and a furnace doesn't lose output in the cold the way a standard heat pump can. If you don't need air conditioning from the same system, there's little reason to pay more to heat with electricity.

A Pueblo County contractor will price both against your own house, your ductwork and your panel.

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