An empty unfinished basement containing a forced-air furnace with overhead ductwork, exposed ceiling joists, and a single hanging light bulb.

Furnace vs Boiler in Larimer County, Colorado

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It heats the air and pushes it through the ducts you already have, with nothing extra to add. With ten months of heating a year and nights dropping to 15°F, you want a system that matches what's already in the walls.

When a boiler makes sense

If your home heats through radiators or pipes in the floor instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace does, which adds up over ten months of heating a year. It won't help you if you have ductwork and no radiators or in-floor pipes already in place.

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It heats the air and pushes it through the ducts you already have, with nothing extra to add. With ten months of heating a year and nights dropping to 15°F, you want a system that matches what's already in the walls.

When a boiler makes sense

If your home heats through radiators or pipes in the floor instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace does, which adds up over ten months of heating a year. It won't help you if you have ductwork and no radiators or in-floor pipes already in place.

An unfinished basement interior featuring a large metal furnace unit, exposed ceiling joists, concrete walls, and scattered boxes and cables on the floor.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A blue steel boiler with copper pipes and a pressure gauge mounted in an unfinished basement with stone walls and wooden stairs.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Larimer County.

In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Colorado prices
15°Faverage winter low
69%of homes here heat with gas

If your home already heats through radiators or in-floor pipes instead of ducts, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Mountain West that heat with one69.6%4.3%
Handles a 15°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It heats the air and pushes it through the ducts you already have, with nothing extra to add. With ten months of heating a year and nights dropping to 15°F, you want a system that matches what's already in the walls.

When a boiler makes sense

If your home heats through radiators or pipes in the floor instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace does, which adds up over ten months of heating a year. It won't help you if you have ductwork and no radiators or in-floor pipes already in place.

A Larimer County contractor will price both against your own house, your ductwork and your panel.

Tell us about the job

It takes about a minute.

Step 1 of 3: Equipment